{"id":767551,"date":"2020-05-14T12:47:06","date_gmt":"2020-05-14T12:47:06","guid":{"rendered":"https:\/\/www.knowband.com\/blog\/?p=765663\/"},"modified":"2020-05-15T14:45:41","modified_gmt":"2020-05-15T05:15:41","slug":"r%c3%b3%c5%bcne-rodzaje-metod-p%c5%82atno%c5%9bci-w-ecommerce","status":"publish","type":"post","link":"https:\/\/www.knowband.com\/blog\/pl\/ecommerce-pl\/r%c3%b3%c5%bcne-rodzaje-metod-p%c5%82atno%c5%9bci-w-ecommerce\/","title":{"rendered":"R\u00f3\u017cne rodzaje metod p\u0142atno\u015bci w eCommerce"},"content":{"rendered":"<p>Ka\u017cdy rodzaj p\u0142atno\u015bci dokonywanej online za pomoc\u0105 no\u015bnika elektronicznego nazywamy systemem p\u0142atno\u015bci eCommerce lub systemem p\u0142atno\u015bci online. Rozpoczynaj\u0105c dzia\u0142alno\u015b\u0107 online, wa\u017cne jest, aby wiedzie\u0107, jakie opcje p\u0142atno\u015bci zamierzasz skonfigurowa\u0107 w swojej witrynie \/ sklepie. B\u0119dziesz mia\u0142 do wyboru wiele opcji, ale to, co najlepiej pasuje do Twojej firmy, Twojego regionu, jakie s\u0105 popularne opcje p\u0142atno\u015bci, jest miejscem, w kt\u00f3rym musisz m\u0105drze rozwa\u017cy\u0107 sw\u00f3j wyb\u00f3r. Dzisiaj klienci r\u00f3wnie\u017c wymagaj\u0105 <a href=\"https:\/\/www.knowband.com\/blog\/ecommerce-blog\/multiple-payment-options\/\" target=\"_blank\">wiele opcji p\u0142atno\u015bci<\/a> na stronie eCommerce, aby mogli wybra\u0107 \u017c\u0105dany tryb p\u0142atno\u015bci. Rzu\u0107my okiem na r\u00f3\u017cne rodzaje metod p\u0142atno\u015bci w eCommerce. Lista uwzgl\u0119dni niekt\u00f3re popularne systemy p\u0142atno\u015bci e-commerce (opr\u00f3cz COD) i pomo\u017ce w okre\u015bleniu, co by\u0142oby idealne dla Twojej firmy.<\/p>\n<h2>1. Karty kredytowe<\/h2>\n<p><a href=\"https:\/\/www.knowband.com\/blog\/wp-content\/uploads\/2020\/05\/credite-card.png\" target=\"_blank\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-767422 size-full\" src=\"https:\/\/www.knowband.com\/blog\/wp-content\/uploads\/2020\/05\/credite-card.png\" alt=\"P\u0142atno\u015b\u0107 kart\u0105 kredytow\u0105\" width=\"760\" height=\"300\" srcset=\"https:\/\/www.knowband.com\/blog\/wp-content\/uploads\/2020\/05\/credite-card.png 760w, https:\/\/www.knowband.com\/blog\/wp-content\/uploads\/2020\/05\/credite-card-300x118.png 300w\" sizes=\"auto, (max-width: 760px) 100vw, 760px\" \/><\/a><\/p>\n<p>Karta kredytowa jest najpopularniejsz\u0105 form\u0105 transakcji internetowych i jest uwa\u017cana za globalne rozwi\u0105zanie p\u0142atnicze. Jest to domy\u015blna opcja p\u0142atno\u015bci w wi\u0119kszo\u015bci witryn eCommerce. Poza tym jest to bardzo wygodne. Klient musi jedynie poda\u0107 niekt\u00f3re dane karty, takie jak numer karty, data wa\u017cno\u015bci karty i warto\u015b\u0107 weryfikacji karty; w skr\u00f3cie CVV. Ta opcja p\u0142atno\u015bci jest obs\u0142ugiwana przez ka\u017cd\u0105 platform\u0119 eCommerce.<\/p>\n<h2>2. Karty debetowe<\/h2>\n<p>Podobnie jak karta kredytowa, karta debetowa jest r\u00f3wnie\u017c powszechnie akceptowan\u0105 metod\u0105 p\u0142atno\u015bci online i bardzo popularn\u0105 w Indiach. Ten tryb p\u0142atno\u015bci jest idealny dla tych klient\u00f3w, kt\u00f3rzy wol\u0105 wydawa\u0107 w ramach swoich limit\u00f3w finansowych. Karta debetowa pozwala klientom p\u0142aci\u0107 zaoszcz\u0119dzonymi pieni\u0119dzmi na koncie bankowym, w przeciwie\u0144stwie do karty kredytowej, na kt\u00f3rej kwota jest rozliczana i nale\u017cy j\u0105 uregulowa\u0107 na ko\u0144cu cyklu rozliczeniowego.<\/p>\n<h2>3. Bankowo\u015b\u0107 internetowa<\/h2>\n<p>Bankowo\u015b\u0107 internetowa, zwana tak\u017ce bankowo\u015bci\u0105 internetow\u0105 i bankowo\u015bci\u0105 elektroniczn\u0105, jest r\u00f3wnie\u017c jedn\u0105 z powszechnie stosowanych metod p\u0142atno\u015bci w eCommerce. Proces p\u0142atno\u015bci jest podobny do karty debetowej, w kt\u00f3rej kwota jest pobierana natychmiast z konta bankowego klienta. Jedyn\u0105 r\u00f3\u017cnic\u0105 jest to, \u017ce klienci nie wymagaj\u0105 podawania danych karty. Musz\u0105 tylko zarejestrowa\u0107 si\u0119 w banku bankowym. Po rejestracji mog\u0105 wybra\u0107 opcj\u0119 bankowo\u015bci internetowej na stronie p\u0142atno\u015bci i dokona\u0107 p\u0142atno\u015bci, podaj\u0105c identyfikator bankowo\u015bci \/ identyfikator klienta i kod PIN.<\/p>\n<h2>4. Portfele cyfrowe<\/h2>\n<p><a href=\"https:\/\/www.knowband.com\/blog\/wp-content\/uploads\/2020\/05\/Digital-wallet.png\" target=\"_blank\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-767423 size-full\" src=\"https:\/\/www.knowband.com\/blog\/wp-content\/uploads\/2020\/05\/Digital-wallet.png\" alt=\"Cyfrowy portfel\" width=\"760\" height=\"300\" srcset=\"https:\/\/www.knowband.com\/blog\/wp-content\/uploads\/2020\/05\/Digital-wallet.png 760w, https:\/\/www.knowband.com\/blog\/wp-content\/uploads\/2020\/05\/Digital-wallet-300x118.png 300w\" sizes=\"auto, (max-width: 760px) 100vw, 760px\" \/><\/a><\/p>\n<p>Cyfrowe portfele lub portfele elektroniczne pozwalaj\u0105 klientom p\u0142aci\u0107 bez konieczno\u015bci noszenia karty. Klient musi tylko raz po\u0142\u0105czy\u0107 swoje konto bankowe z portfelem elektronicznym, po czym dane s\u0105 przechowywane i pozostaj\u0105 bezpieczne w tym portfelu. Eliminuje to potrzeb\u0119 wprowadzania danych karty za ka\u017cdym razem, zach\u0119caj\u0105c w ten spos\u00f3b do szybkiej realizacji transakcji. Niekt\u00f3re z popularnych portfeli cyfrowych to-<\/p>\n<h3>A. PayPal<\/h3>\n<p>Posiadaj\u0105c prawie 325 milion\u00f3w aktywnych kont na ca\u0142ym \u015bwiecie od pierwszego kwarta\u0142u 2020 roku, PayPal jest jednym z najwi\u0119kszych portfeli cyfrowych. Podobno ponad 17 milion\u00f3w firm zintegrowa\u0142o PayPal ze swoj\u0105 stron\u0105 p\u0142atno\u015bci i ma ponad 80% wy\u017cszy wsp\u00f3\u0142czynnik konwersji ni\u017c inne cyfrowe portfele.<\/p>\n<h3>B. Amazon Pay<\/h3>\n<p>Amazon uruchomi\u0142 w\u0142asn\u0105 us\u0142ug\u0119 p\u0142atno\u015bci online o nazwie Amazon Pay, aby konkurowa\u0107 z innymi portfelami cyfrowymi. Dzi\u0119ki temu klienci Amazon mog\u0105 p\u0142aci\u0107 na platformie za pomoc\u0105 p\u0142atnego portfela Amazon. Wielu sprzedawc\u00f3w offline i online po\u0142\u0105czy\u0142o swoj\u0105 dzia\u0142alno\u015b\u0107 z Amazon Pay.<\/p>\n<h3>C. Apple Pay<\/h3>\n<p>Podobnie jak Amazon Pay, Apple ma r\u00f3wnie\u017c w\u0142asny portal p\u0142atniczy o nazwie Apple Pay, kt\u00f3ry pozwala u\u017cytkownikom iOS przeprowadza\u0107 transakcje na stronach eCommerce akceptuj\u0105cych Apple Pay. Wed\u0142ug raport\u00f3w we wrze\u015bniu 441 r. Na ca\u0142ym \u015bwiecie by\u0142o oko\u0142o 2019 milion\u00f3w u\u017cytkownik\u00f3w Apple Pay <a href=\"https:\/\/www.statista.com\/statistics\/911914\/number-apple-pay-users\/\" target=\"_blank\" rel=\"nofllow\">Statista<\/a>.<\/p>\n<h3>D. Google Pay<\/h3>\n<p>Kolejn\u0105 p\u0142atno\u015bci\u0105 online i portfelem cyfrowym w wy\u015bcigu jest Google Pay. Oczekuje si\u0119, \u017ce w 100 r. Przekroczy 2020 milion\u00f3w u\u017cytkownik\u00f3w. Google Pay to wysoce bezpieczna i wygodna platforma p\u0142atno\u015bci online, oferuj\u0105ca atrakcyjne nagrody zar\u00f3wno dla handlowc\u00f3w, jak i klient\u00f3w za transakcje.<\/p>\n<h2>5. P\u0142atno\u015b\u0107 mobilna<\/h2>\n<p><a href=\"https:\/\/www.knowband.com\/blog\/wp-content\/uploads\/2020\/05\/Mobile-paymentt.png\" target=\"_blank\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-767424 size-full\" src=\"https:\/\/www.knowband.com\/blog\/wp-content\/uploads\/2020\/05\/Mobile-paymentt.png\" alt=\"P\u0142atno\u015bci mobilne\" width=\"760\" height=\"300\" srcset=\"https:\/\/www.knowband.com\/blog\/wp-content\/uploads\/2020\/05\/Mobile-paymentt.png 760w, https:\/\/www.knowband.com\/blog\/wp-content\/uploads\/2020\/05\/Mobile-paymentt-300x118.png 300w\" sizes=\"auto, (max-width: 760px) 100vw, 760px\" \/><\/a><\/p>\n<p>P\u0142atno\u015bci mobilne oferuj\u0105 klientom \u0142atwe i szybkie rozwi\u0105zanie do dokonywania p\u0142atno\u015bci za pomoc\u0105 smartfon\u00f3w. Wszystko, czego potrzebuje klient, to mobilna aplikacja do p\u0142atno\u015bci, taka jak Paytm, kt\u00f3r\u0105 mo\u017cna pobra\u0107 ze sklepu Play. Nast\u0119pnie musz\u0105 po\u0142\u0105czy\u0107 swoje konto bankowe z t\u0105 aplikacj\u0105, a nast\u0119pnie doda\u0107 pieni\u0105dze do portfela i zap\u0142aci\u0107 lub dokona\u0107 p\u0142atno\u015bci bezpo\u015brednio z konta bankowego. Gdy klient zdecyduje si\u0119 zap\u0142aci\u0107 za pomoc\u0105 tej aplikacji na stronie eCommerce, do tej aplikacji wysy\u0142ane jest \u017c\u0105danie p\u0142atno\u015bci, po zatwierdzeniu kt\u00f3rej p\u0142atno\u015b\u0107 jest dokonywana.<\/p>\n<h2>Bramki p\u0142atno\u015bci e-commerce<\/h2>\n<p>Aby te metody p\u0142atno\u015bci dzia\u0142a\u0142y, musisz skonfigurowa\u0107 w swojej witrynie niekt\u00f3re bramki p\u0142atno\u015bci eCommerce. Bramka p\u0142atno\u015bci jest wymagana do przetwarzania transakcji online, tj. Umo\u017cliwiaj\u0105c akceptantom akceptowanie p\u0142atno\u015bci na ich platformie. Niekt\u00f3re z najlepszych bramek p\u0142atno\u015bci eCommerce to-<\/p>\n<p><strong>1. naszywka<\/strong><\/p>\n<p><strong>2. PayPal<\/strong><\/p>\n<p><strong>3. Authorize.net<\/strong><\/p>\n<p><strong>4. kwadrat<\/strong><\/p>\n<p><strong>5. 2 Sprawd\u017a<\/strong><\/p>\n<p><strong>6. Braintree<\/strong><\/p>\n<p><strong>7. P\u0142atno\u015bci Amazon<\/strong><\/p>\n<p>Im wi\u0119cej opcji p\u0142atno\u015bci masz w swojej witrynie, tym wygodniej czuj\u0105 si\u0119 klienci podczas sprawdzania. Poza tym wska\u017anik porzucania koszyk\u00f3w r\u00f3wnie\u017c spada o znaczn\u0105 mar\u017c\u0119. A wraz z popularno\u015bci\u0105 aplikacji mobilnych, p\u0142atno\u015bci mobilne i rola portfeli cyfrowych staj\u0105 si\u0119 niezb\u0119dne. My, w Knowband, oferujemy <a href=\"https:\/\/www.knowband.com\/search&amp;search=one%20page%20checkout\" target=\"_blank\">Modu\u0142 kasowania jednej strony<\/a> oraz <a href=\"https:\/\/www.knowband.com\/mobile-app\/\" target=\"_blank\">Kreator aplikacji mobilnych<\/a> kt\u00f3re pozwalaj\u0105 zintegrowa\u0107 wiele metod p\u0142atno\u015bci eCommerce na stronie internetowej, a tak\u017ce aplikacj\u0119 mobiln\u0105. Lista obs\u0142ugiwanych metod p\u0142atno\u015bci obejmuje<strong>PayPal, Advanced Paypal, Authorize.net, Boleto, PayU, Stripe, Sage Pay, Mobilpay, Ogone, Pago Facil, ePay, ccAvenue, Quickpay, Firstdata, Paysera, Braintree, Moneybookers, Mercado Pago, Redsys, 2 Checkout.<\/strong><\/p>\n<h2>Final Thoughts<\/h2>\n<p>Lista metod p\u0142atno\u015bci eCommerce jest d\u0142uga. Dowiedz si\u0119, kt\u00f3re s\u0105 korzystne dla Twojej firmy, a nast\u0119pnie zintegruj je na swojej stronie internetowej. Posiadanie wielu opcji p\u0142atno\u015bci na stronie kasy to \u015bwietny spos\u00f3b na zwi\u0119kszenie sprzeda\u017cy eCommerce. Aby uzyska\u0107 pomoc dotycz\u0105c\u0105 modu\u0142u, mo\u017cesz skontaktowa\u0107 si\u0119 z nami pod adresem <a href=\"mailto:support@knowband.com\">support@knowband.com<\/a><script data-cfasync=\"false\" src=\"https:\/\/tdns2.gtranslate.net\/tdn-bin\/queue.js\"><\/script><!-- Yandex.Metrika counter for GTranslate --><script data-cfasync=\"false\">(function (d, w, c) { (w[c] = w[c] || []).push(function() { try { w.yaCounter36618640 = new Ya.Metrika({ id:36618640, clickmap:false, trackLinks:true, accurateTrackBounce:true, ut:\"noindex\" }); } catch(e) { } }); var n = d.getElementsByTagName(\"script\")[0], s = d.createElement(\"script\"), f = function () { n.parentNode.insertBefore(s, n); }; s.type = \"text\/javascript\"; s.async = true; s.src = \"https:\/\/mc.yandex.ru\/metrika\/watch.js\"; if (w.opera == \"[object Opera]\") { d.addEventListener(\"DOMContentLoaded\", f, false); } else { f(); } })(document, window, \"yandex_metrika_callbacks\"); <\/script> <noscript><\/p>\n<div><img decoding=\"async\" src=\"https:\/\/mc.yandex.ru\/watch\/36618640?ut=noindex\" style=\"position:absolute; left:-9999px;\" alt=\"\" \/><\/div>\n<p><\/noscript><br \/>\n<!-- delivered by GTranslate v4.8.8 in 3ms visit https:\/\/gtranslate.io --><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Ka\u017cdy rodzaj p\u0142atno\u015bci dokonywanej online za pomoc\u0105 no\u015bnika elektronicznego nazywamy systemem p\u0142atno\u015bci eCommerce lub systemem p\u0142atno\u015bci online. Rozpoczynaj\u0105c dzia\u0142alno\u015b\u0107 online, wa\u017cne jest, aby wiedzie\u0107, jakie opcje p\u0142atno\u015bci zamierzasz skonfigurowa\u0107 w swojej witrynie \/ sklepie. B\u0119dziesz mia\u0142 do wyboru wiele opcji, ale to, co najlepiej pasuje do Twojej firmy, Twojego regionu, jakie s\u0105 popularne opcje p\u0142atno\u015bci, [&hellip;]<\/p>\n","protected":false},"author":26,"featured_media":767367,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_kbui_enabled":"","footnotes":""},"categories":[3231],"tags":[22620,22617,22618,22619,22621],"class_list":["post-767551","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ecommerce-pl","tag-bramki-patnoci-ecommerce","tag-metody-patnoci-online","tag-opcje-patnoci-ecommerce","tag-opcje-patnoci-online","tag-system-patnoci-ecommerce"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>R\u00f3\u017cne rodzaje metod p\u0142atno\u015bci w eCommerce - Knowband Blog | Ecommerce Modules<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.knowband.com\/blog\/pl\/ecommerce-pl\/r\u00f3\u017cne-rodzaje-metod-p\u0142atno\u015bci-w-ecommerce\/\" \/>\n<meta property=\"og:locale\" content=\"pl_PL\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"R\u00f3\u017cne rodzaje metod p\u0142atno\u015bci w eCommerce - Knowband Blog | Ecommerce Modules\" \/>\n<meta property=\"og:description\" content=\"Ka\u017cdy rodzaj p\u0142atno\u015bci dokonywanej online za pomoc\u0105 no\u015bnika elektronicznego nazywamy systemem p\u0142atno\u015bci eCommerce lub systemem p\u0142atno\u015bci online. 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